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$2K cashback* when you stick with us

Special offer for existing home loan customers

Must apply for a new loan by 30 September and settle by 31 December 2022, plus sell a property with an existing Bank of Melbourne home loan between 1 March and 31 December 2022. Min loan $250K. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.

What do you need to think about when buying your next home?

Buying before you sell
Buying your next home before selling your current one? Learn how a relocation loan could help you manage both while you wait for the right time to sell.
Taking your loan with you
If you already have a Bank of Melbourne Home Loan, you could take it with you when you move. Just ask us about portability and substituting security.
Borrowing power
Estimate how much you could borrow to put towards your next home with our borrowing power calculator.
Property reports
Check your current property’s market value as well as sale trends for shortlisted homes and suburbs, with our online full Property Reports

Start your application online

Learn how much you could borrow.
It should only take around 20 minutes to apply.

Our Concierge will call you once you've submitted your application to help handle the rest of the process.

Our Home Loans

Here's how we can help you get into your next home.

Some key features

Learn about the different features of your home loan and see how they could affect you.

The Detail

Credit criteria, fees and charges apply. Based on Bank of Melbourne credit criteria, residential lending is not available for Non-Australian resident borrowers.

* $2,000 Cashback: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Exclusive offer available for existing Bank of Melbourne home loan customers who take out a new Owner Occupier or Residential Investment Loans when both: (i) a new home loan application is received from 30 May 2022 to 30 September 2022 and settled by 31 December 2022, and (ii) an existing Bank of Melbourne home loan is sold from 1 March 2022 to 31 December 2022. The cashback will be paid into a Bank of Melbourne Complete Freedom transaction account within 60 days of the settlement of the new loan or the sale of the existing Bank of Melbourne home loan (whichever is later). The transaction account must be linked to the home loan at the time of settlement, and kept open for 60 days after settlement. Only one cashback will be paid regardless of the number of applications, applicants, properties or loans involved. For joint applications, only one cashback payment will be paid to the primary applicant. Before deciding to acquire a Bank of Melbourne Complete Freedom transaction account, read the terms and conditions, and consider whether the product is right for you.

Offer current as of 30 May 2022 and may be varied or withdrawn at any time. $250k min loan amount. No LVR restrictions apply to this offer. Excludes refinances and switches of home loans from external providers or within the Westpac Group (which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS). Offer not available for residential lending originated under family or company trusts, Portfolio loans, Relocation Loans or substitutions of securities (‘Portabilities’), Bank of Melbourne Private Bank customers and customers holding business products, or home loans sold from a different brand within the Westpac Group.

Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.