Manage your credit card

Find out about getting set up, making repayments, managing your card and more.

Download The Bank of Melbourne App

Before you get started, you’ll need the latest app1

Download from the App Store

Download from the Play Store

Getting set up

Activate your physical card

Activate your card via Internet Banking or The Bank of Melbourne App, then set up a PIN while you’re there

 

Activate now

 

 

Register for Internet Banking

Register online or via The Bank of Melbourne App to start managing your banking securely anytime, anywhere*
 

Register now

 

Pay with your mobile wallet

Add your card to your digital wallet to make secure, contactless and easy payments on the go with your phone or smart watch
 

Find out more

 

 

Discover handy app tools & features

Securely bank on your phone, check balance, finances and more

Add your card to your regular direct debits and everyday spending

Think transport, apps for food delivery and streaming. Even your regular bills like memberships, insurance and utilities

Add an additional cardholder

Share the love and earn more points with an additional card at no extra cost#

Managing your card

Make changes

Keep your card details current.

Using your card & account

Set up your card preferences.

Stay in control

Tools to put you in control.

Fraud, Scams and Disputes

Tips to stay on track with repayments

How we protect you

Enjoy peace of mind as we safeguard your financial and personal information. Rest assured we’ve got your back.
24/7 Fraud Monitoring
Our systems work around the clock to check for any unusual activity on your accounts. 
Fraud Money Back Guarantee
Feel at ease knowing you can use your card knowing you’ll be reimbursed for any unauthorised transactions
Secure Code
We’ll SMS you to verify if any account activity doesn’t look quite right to ensure it is you.
Learn more

Even more to enjoy with your credit card

  • Shopback – Use your Bank of Melbourne card to access bonus Cashback offers with our partner, ShopBack
  • Amplify Rewards – Learn more about all the benefits of your rewards card
  • My Offers – Discover the rewards waiting for you in the My Offers Hub
  • Visa Perks – Get access to additional discounts and offers with your Bank of Melbourne Visa card

Contact Us

Quick Links


The Detail

Credit Card Terms and Conditions (PDF 268KB)

Amplify Terms and Conditions (PDF 124KB)

Credit Card Accounts Fees and Charges (PDF 72KB)


1. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google LLC. Read the Bank of Melbourne Internet and Phone Banking Terms and Conditions (PDF 479KB) at bankofmelbourne.com.au before making a decision and consider whether the product is right for you.

#Non-Rewards Cards & Rewards Cards: An additional credit card can be issued on the primary cardholder’s account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. All rewards points remain the benefit of the primary cardholder.

*Subject to system availability.

>Fraud Money Back Guarantee: Our Bank of Melbourne Fraud Money Back Guarantee ensures that you will be reimbursed for any unauthorised transactions provided that you have not contributed to the loss and contacted Bank of Melbourne promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.