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Travelling overseas

Travel with greater peace of mind, knowing you can manage your credit card while you are overseas.

When travelling with your credit card, you don't need to carry traveller's cheques or large amounts of cash as your credit card opens the door to convenient spending wherever Visa or Mastercard® are accepted. Your Visa or Mastercard credit card is accepted worldwide and gives you access to many ATMs if you need cash.

To avoid any unexpected fees and charges, you should factor cash advance fees and International Mastercard or Visa transaction fees into your travelling budget. Find out more on how to minimise these and other fees.

Here are some tips on preparing your Bank of Melbourne credit card before you leave:

  • Register for Internet Banking so you can check your balances and make repayments online
  • Arrange your regular credit card repayments before you leave with an Automatic Payment Plan
  • Apply to increase your credit limit, if necessary, to avoid over limit fees.
  • Help us protect your accounts while overseas by letting us know when and where you are travelling
  • Bank of Melbourne operates in many overseas locations and must comply with economic and trade sanctions at all times. Some countries present significant risk in relation to sanctions compliance. Bank of Melbourne cards are not accessible and cannot be used in the following affected countries: Cuba, Crimea Region, Iran, North Korea, Sudan and Syria. To ensure access to other payment options in these countries, visit a Bank of Melbourne  branch to arrange an alternative solution.

Have you considered

Bank of Melbourne SENSE

SENSE is two great accounts working together – SENSE Everyday transaction account and SENSE Savings account. With Bank of Melbourne SENSE you’ll save automatically, you can set savings targets and compare spending month by month.

Loans for travel

Unsure about the best personal loan for your well-earned holiday? See our options and start making your dream holiday a reality.

The Detail

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

Your welcome letter will also set out some terms and conditions such as interest rates and fees.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 22 66.

Effective 1 October 2017: AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Credit Card Complimentary Insurance Terms and Conditions.